Home Finance offers you a bouquet of facilities, benefits and services that are par excellence. From facility disbursal to maturity you can count on RBS to offer you a relationship of strength. Since your convenience is our only focus, we pay meticulous attention to every detail. Your dream of a new house comes true with us with maximum ease that is the RBS hallmark.
HOME BUYER
if lack of funds is the only reason why you haven’t even started looking for a home, your worries are over. Whenever you find your dream home let Home Buyer secure it for you.
It's quite simple. You can borrow up to 70-80%* of the appraised value of your new home (or up to Rs. 50 million, whichever is lower).
Flexible installments allow you to repay the principle at your convenience, within a period of 3 to 20 years
*80% for Consumer Banking clients and salaried individuals belonging to "A" rated companies. 70% for all others unless otherwise specified. Restrictions apply on loans above Rs. 15 million.
HOME BUILDER
Would you rather build your dream home than buy a ready-made one?
Home builder lets you borrow up to 80% of the appraised value of the property* (or up to Rs. 30 million, whichever is lower).
You can build your home exactly the way you want it. Flexible installments allow you to repay the principle at your convenience, within a period of 3 to 20 years.
*Appraised value is the market value of the land plus the estimated cost of construction, as determined by independent appraisal agencies.
HOME LANDER
If you're already living where you want to, but feel your home needs to look fresh, then Home Lender is perfect for you. Meet all your renovation expenses - whether it's repainting the house, remodeling the kitchen, building an annex or even buying new furniture.
You can obtain financing of up to 50% of the appraised value of your property (or Rs. 10 million, whichever is lower), and get started.
You then get to choose an installment plan that best meets your needs and repay the principle over a period of 3 to 20 years.
HOME REFINANCE
If you already have a home loan, you may get that loan transferred to Home Refinance
Home Refinance allows you to borrow an amount equivalent to your current loan outstanding balance from elsewhere and gives you a chance to pay back with flexible installments within a period of 3 to 20
You can avail a maximum loan amount of up to Rs. 30 million
