Owning A Home Was Never So Easy
Turn your dreams into reality. With Citibank's Own a Home you can purchase your own home on low monthly installments through a simple and hassle free process
Exciting Features
Highest Loan Amounts
You can avail a loan from Rs. 3 lacs to Rs. 1.2 crores to purchase the perfect home.
Easy Monthly Installments
You can pay back your loan in easy and affordable monthly installments spread over 3 to 20 years.
Taking a Citibank Home Loan gives you the power to beat inflation. While on one hand, rising property prices will increase the value of your asset, on the other hand your income also keeps rising with inflation and the monthly installments keep reducing as a percentage of your income.
Click here to know monthly installments for various loan amounts.
High Loan to Values
Citibank finances upto 80% of the loan against the value of the property.
Free Pre-Approved Credit Card
As a special offer for its valued customers, with every home loan that is booked, you get a pre-approved Credit Card absolutely free for the 1st year. Now that's what we call value for money!
Pricing
Choose the mark-up rate that suits you best. We offer three different kinds of mark-up rates – the Adjustable Rate and Flexi Fixed Rate
Flexible Payments
Citibank Home Loans gives you the unique option of reducing your principal balance through partial and full pre-payments or through the step-up payment plan for a nominal fee. This will allow you to reduce your overall mark-up costs as and when you have access to additional funds.
To find out more talk to your Relationship Manager.
Clubbing of Spouses income
To avail the facility of obtaining a higher loan amount, Citibank Home Loans offer you the option of adding your spouse's income to arrive at the maximum loan amount.
Lowest Rates on Property and Life Insurance
We have made special arrangements with major Insurance Companies to provide you with very low and attractive Property and Life Insurance rates.
Preferred Estate Agents
Our Preferred Estate Agents will help and guide you in finding your perfect home. All you have to do is call them and they will provide you with all the assistance that you need.
Minimum Processing Fees
We offer you your dream home at a minimal processing fee. Our panel of experts take care of legal and appraisal formalities. They strive to ensure that the property you are purchasing is at the right price and has proper documentation. Our process guide gives you the breakup of our processing fees.